Questions About Title Document Search
How long does it take to receive the records?
In most cases, you will receive the records in a few hours. At
most, it will take one business day.
How are the records obtained?
For fast turnaround the records are retrieved from electronic
property records databases.
Is all the information available in electronic records?
Most properties have information in electronic records. Some
information may not be available online for a specific property.
In those cases, the only source for the documents would be the
municipal records office.
Is this the same as a title search?
In most cases, a title search is performed by a title abstractor,
who reviews actual paper documents directly at the county
Are electronic records accurate?
Electronic records are copied from the actual county courthouse
records. There may be some variations as some counties do not
report all records electronically.
What is the difference between “voluntary” and
A voluntary lien is one placed on the title voluntarily by the
property owner, such as a mortgage. The property owner gives up a
lien on their property in exchange for getting the mortgage. A
mortgage is simply a type of lien for financing. An involuntary
lien is one placed by a creditor on the title to collect a debt.
This can be a tax lien, mechanics lien, or other claim against the
property or its owner. An involuntary lien is the type of lien
typically thought of when liens are being searched.
What is contained on a deed?
A property deed will show the grantor and grantee of the transfer,
the legal description on the property, and the vesting. The date
of transfer and amount is also shown.